# MiniSplitZip

> Cost-to-heat and sizing for cold-climate mini-split heat pumps: your ZIP's real winter temperatures, ENERGY STAR cold-climate capacity data and current EIA electricity and fuel prices. No lead selling.

Data pulled 2026-10-26. Sources: NOAA ISD-Lite hourly temperatures (2015-2024), EIA electricity and SEDS fuel prices, ENERGY STAR Certified Mini-Split Heat Pumps (EPA, 14941 cold-climate systems), Census ZCTA. Estimates, not quotes. No lead forms; any affiliate links are marked rel="sponsored nofollow".

## Key pages
- [Cost-to-heat calculator](https://minisplitzip.com/): enter a ZIP, get yearly cost for a mini-split vs gas, oil, propane, resistance
- [Cities](https://minisplitzip.com/cities/): 20 cities
- [States](https://minisplitzip.com/states/): EIA prices for 14 jurisdictions
- [Brands](https://minisplitzip.com/brands/): 14 brands with 50+ certified cold-climate systems (218 in the data)
- [Sizing](https://minisplitzip.com/sizing/)
- [DIY vs installed](https://minisplitzip.com/diy-vs-installed/)
- [Incentives](https://minisplitzip.com/incentives/)
- [How we verify](https://minisplitzip.com/how-we-verify/)
- [Data downloads](https://minisplitzip.com/data/) (CSV, JSON; https://minisplitzip.com/data/SOURCES.md)

## Cities (24,000 BTU/h design load, median cold-climate mini-split, estimated yearly heating cost)
- [Fairbanks, AK](https://minisplitzip.com/cities/fairbanks-ak/): $2,719/yr, 99% design temp -33°F
- [Denver, CO](https://minisplitzip.com/cities/denver-co/): $1,116/yr, 99% design temp 6°F
- [Hartford, CT](https://minisplitzip.com/cities/hartford-ct/): $1,855/yr, 99% design temp 11°F
- [Chicago, IL](https://minisplitzip.com/cities/chicago-il/): $1,197/yr, 99% design temp 4°F
- [Portland, ME](https://minisplitzip.com/cities/portland-me/): $2,224/yr, 99% design temp 7°F
- [Boston, MA](https://minisplitzip.com/cities/boston-ma/): $2,018/yr, 99% design temp 14°F
- [Detroit, MI](https://minisplitzip.com/cities/detroit-mi/): $1,388/yr, 99% design temp 9°F
- [Minneapolis, MN](https://minisplitzip.com/cities/minneapolis-mn/): $1,224/yr, 99% design temp -6°F
- [New York, NY](https://minisplitzip.com/cities/new-york-ny/): $1,665/yr, 99% design temp 19°F
- [Buffalo, NY](https://minisplitzip.com/cities/buffalo-ny/): $1,999/yr, 99% design temp 9°F
- [Albany, NY](https://minisplitzip.com/cities/albany-ny/): $1,993/yr, 99% design temp 7°F
- [Columbus, OH](https://minisplitzip.com/cities/columbus-oh/): $1,108/yr, 99% design temp 11°F
- [Cleveland, OH](https://minisplitzip.com/cities/cleveland-oh/): $1,172/yr, 99% design temp 10°F
- [Portland, OR](https://minisplitzip.com/cities/portland-or/): $1,130/yr, 99% design temp 30°F
- [Philadelphia, PA](https://minisplitzip.com/cities/philadelphia-pa/): $1,191/yr, 99% design temp 19°F
- [Pittsburgh, PA](https://minisplitzip.com/cities/pittsburgh-pa/): $1,310/yr, 99% design temp 10°F
- [Salt Lake City, UT](https://minisplitzip.com/cities/salt-lake-city-ut/): $969/yr, 99% design temp 20°F
- [Burlington, VT](https://minisplitzip.com/cities/burlington-vt/): $1,664/yr, 99% design temp 0°F
- [Seattle, WA](https://minisplitzip.com/cities/seattle-wa/): $1,127/yr, 99% design temp 30°F
- [Milwaukee, WI](https://minisplitzip.com/cities/milwaukee-wi/): $1,264/yr, 99% design temp 4°F

## States
- [Colorado](https://minisplitzip.com/states/colorado/): electricity 16.60 cents/kWh
- [Connecticut](https://minisplitzip.com/states/connecticut/): electricity 27.42 cents/kWh
- [Illinois](https://minisplitzip.com/states/illinois/): electricity 18.91 cents/kWh
- [Massachusetts](https://minisplitzip.com/states/massachusetts/): electricity 30.39 cents/kWh
- [Maine](https://minisplitzip.com/states/maine/): electricity 29.60 cents/kWh
- [Michigan](https://minisplitzip.com/states/michigan/): electricity 21.28 cents/kWh
- [Minnesota](https://minisplitzip.com/states/minnesota/): electricity 16.28 cents/kWh
- [New Hampshire](https://minisplitzip.com/states/new-hampshire/): electricity 26.95 cents/kWh
- [New York](https://minisplitzip.com/states/new-york/): electricity 28.60 cents/kWh
- [Ohio](https://minisplitzip.com/states/ohio/): electricity 18.41 cents/kWh
- [Pennsylvania](https://minisplitzip.com/states/pennsylvania/): electricity 20.86 cents/kWh
- [Vermont](https://minisplitzip.com/states/vermont/): electricity 23.90 cents/kWh
- [Washington](https://minisplitzip.com/states/washington/): electricity 14.20 cents/kWh
- [Wisconsin](https://minisplitzip.com/states/wisconsin/): electricity 18.79 cents/kWh